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Finance Your Wedding With a Flexi Personal Loan From Bajaj Finserv
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Date: 12-12-2019 12:20PM
Source: Bajaj Finance Ltd.
Category: General, Consumer Interest, Internet, Lifestyle, Banking & Financial Services, Financial Analyst & Investors, Advertising, Pr And Marketing, Clothing And Accessories, Household And Personal Care Products And Services
Location: Pune, Maharashtra, India

Business Wire India

A recent survey suggests that approximately one fifth of all loans taken in 2018-2019 by young Indians were to finance weddings. This indicates both willingness on the part of millennials to borrow and the availability of tailor-made wedding loans.

Among the myriad of lenders in the market offering great deals that you can choose from, one of the most reliable is the Bajaj Finserv Flexi Personal Loan. This financing option offered by Bajaj Finance Limited, the lending and investment arm of Bajaj Finserv, provides access to a large sanction instantly, so that you can use it to plan the day of your dreams, without worrying about insurmountable wedding bills.

Read on to know more on how a Flexi personal loan from Bajaj Finserv can help you finance a grand wedding:

Use the high loan amount to manage big-ticket spends
When planning a wedding, finance is of utmost importance and you cannot risk running short of funds in the run-up to the big day. Finance becomes more critical if you are planning a destination wedding, where the venue, transport, accommodation and food costs are significantly inflated. Luckily, with the Flexi loan facility, you are assured of high-value financing and that too on a collateral-free basis. The facility comes with a Bajaj Finserv Personal Loan for Wedding and it offers financing of up to Rs. 25 lakh at cost-effective interest rates.

Cover extra, unexpected expenses without batting an eyelid
As the wedding draws nearer, certain unforeseen expenses may crop up. For instance, you may want to buy return gifts for your guests or more jewellery to complete your outfit. Or, you may have to make last-minute bookings. The Flexi personal loan allows you to tackle such sudden costs with ease. All you need to do is make a withdrawal from your approved sanction. What’s more, you can do this as many times as you wish, without submitting fresh applications and incurring additional charges.

Conveniently repay the loan by lowering your EMIs
The primary reason why many refrain from opting for a personal loan for wedding is the perceived burden of repayment. However, with Flexi loans, you are charged interest only on the amount withdrawn. Apart from easing cashflow, this helps you reduce your EMIs by up to 45%. This can prove to be ideal in the months following the celebrations as you may already have a host of wedding bills to clear.

Part-prepay to reduce the cost of your loan further
To offer you an even smoother repayment journey, Bajaj Finserv lets you make a pre-payment towards your Flexi personal loan. This reduces your net interest outgo. So, whether you get a raise, a bonus, or a secure surplus, you can use the finances you have in hand to clear your loan as soon as possible.

Get access to funds within 24 hours
Personal loan financing isn’t of much use for a wedding if it isn’t available instantly. In fact, a long-drawn approval process may hamper pre-wedding preparations. With Bajaj Finserv, you get financing on simple personal loan eligibility terms and can benefit from quick, 5-minute approval upon submission of your application. Further, once your documents have been verified, the loan amount is disbursed to your account in 24 hours.

You can also use the personal loan EMI calculator to avail funding in line with your repayment abilities. Once you do so, check your pre-approved offer from Bajaj Finserv for a personalised deal!


About Bajaj Finance Limited

Bajaj Finance Limited, the lending company of Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 36 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today. It is also the only NBFC in India with the international ‘BBB’ with stable outlook for long-term, by S&P Global Rating.

To know more, please visit: https://www.bajajfinserv.in


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